What's included in this download
Instant digital download, reusable source files, and setup guide are included with your Pro subscription.
Excel / Google Sheets file
Pre-built formulas, charts & dashboards
PDF Guide (print-ready)
Step-by-step instructions & methodology
Notion dashboard
Duplicate-ready linked database workspace
Auto-calculating tabs
Budget, savings goals & summary totals
Dashboard views
Income, spending & savings charts
Debt Payoff Accelerator Spreadsheet
Compare snowball vs avalanche strategies, track every payment, and see your debt-free date with automatic projections.
The difference between the debt snowball and debt avalanche isn't just philosophy — it's thousands of dollars in interest and months of timeline. This calculator runs both strategies simultaneously on your debt list so you can see the exact dollar and time difference for your specific situation. Plug in every debt (balance, APR, minimum payment), set your extra monthly payment, and the spreadsheet generates month-by-month payoff schedules for both methods side by side. The interest savings display shows total interest paid with vs without your extra payment — for a typical ,000 in debt, adding /month saves ,000-,000 in interest depending on APRs. The payoff timeline chart shows every debt disappearing in sequence, which is genuinely motivating to look at. Used by 1,156+ people working their way out of credit card debt, student loans, and personal loans.
Includes this product + 50+ premium products across all categories — cancel anytime
Instant delivery
Download in seconds
Secure checkout
Stripe encrypted
Access while subscribed
Re-download anytime
Commercial license
Personal & client work
How delivery works
1. Subscribe
Choose a plan — $15/mo or $99/yr. Stripe handles payment securely.
2. Instant access
Your library unlocks the moment Stripe confirms. No wait, no email required.
3. Download
Click any item in your Library to download it immediately.
4. Re-download anytime
Files stay in your account for as long as you're subscribed.
This product + every bundle in the library — $15/month
Subscribe once and access every tool and bundle in the library — including all new additions at no extra charge.
- 50+ premium products
- kids learning printables
- Budget Planner dashboard
- Commercial license included
- New tools and bundles each month
- Cancel anytime
Everything you get inside
No guessing. Here's exactly what's in the download — every file, every tab, every feature.
Files included
- Excel / Google Sheets file
- PDF Guide (print-ready)
- Notion dashboard
- Auto-calculating tabs
Key features
- Pre-built formulas & automation
- Mobile & desktop compatible
- Beginner-friendly setup guide
- Customisable colours & fonts
License & access
- Personal use — unlimited
- Commercial use — client projects
- Re-download while subscribed
- Free updates included
Debt Payoff Accelerator Spreadsheet
OmniAura Pro · $15/mo · cancel anytime